ADDITIONAL Disclaimers

Manulife Securities Investment Services Inc. and/or Manulife Securities Insurance Inc. is committed to protecting your privacy and the confidentiality of your personal information. A copy of our privacy policy is available upon request.

Manulife Securities is an indirectly, wholly-owned subsidiary of Manulife Financial Corporation (MFC). MFC owns The Manufacturers Life Insurance Company (MLI), a financial services organization offering a range of protection, estate planning, investment and banking solutions through a multi-channel distribution network. MLI owns Manulife Securities Incorporated, Manulife Securities Investment Services Inc. and Manulife Securities Insurance Inc. MLI also owns Manulife Bank of Canada, a federally chartered Schedule 1 bank, which in turns owns Manulife Trust Company, a federally chartered trust company.

For legal disclaimers, additional disclosures and policies for Manulife Securities please review the following links (opens in a new window):
Legal and Disclaimers | Privacy policy
For more information about Manulife Securities visit their website at: www.manulifesecurities.ca

T.K. Stonebridge Wealth Management is a Trade Name used for dealer business only. 

Opinion Disclaimer: 

This publication contains opinions of the writer and may not reflect opinions of T.K. Stonebridge Wealth Management, Manulife Securities Investment Services Inc. and/or Manulife Securities Insurance Inc.  The information contained herein was obtained from sources believed to be reliable, but no representation, or warranty, express or implied, is made by the writer or T.K. Stonebridge Wealth Management, Manulife Securities Investment Services Inc. and/or Manulife Securities Insurance Inc. or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not have been delivered to you. This publication is not meant to provide legal or account advice. As each situation is different you should consult your own professional Advisors for advice based on your specific circumstances.

Market Commentary Disclaimer: 

This publication is solely the work of Tim Gendreau, Keith Cowieson, Jay Panis, Scott Tarasuk or Jorge Aragon for the private information of their clients. Although the author is a Manulife Securities Advisor, they are not a financial analyst at  Manulife Securities Investment Services Inc. and/or Manulife Securities Insurance Inc. (“Manulife Securities”). This is not an official publication of Manulife Securities. The views, opinions and recommendations are those of the author alone and they may not necessarily be those of Manulife Securities. This publication is not an offer to sell or a solicitation of an offer to buy any securities. This publication is not meant to provide legal, accounting or account advice. As each situation is different, you should seek advice based on your specific circumstances. Please call to arrange for an appointment. The information contained herein was obtained from sources believed to be reliable; however, no representation or warranty, express or implied, is made by the writer, Manulife Securities or any other person as to its accuracy, completeness or correctness.

Trading Instructions Disclaimer: 

To ensure that trading instructions are received and executed timely and accurately, please do not send any trading instructions via e-mail.  Please contact me directly.

Link to Third Party Web Content 

Tim Gendreau, Keith Cowieson, Jay Panis, Scott Tarasuk or Jorge Aragon, T.K. Stonebridge Wealth Management, Manulife Securities Investment Services Inc. and/or Manulife Securities Insurance Inc. do not make any representation that the information in any linked site is accurate and will not accept any responsibility or liability for any inaccuracies in the information not maintained by them, such as linked sites. Any opinion or advice expressed in a linked site should not be construed as the opinion or advice of Tim Gendreau, Keith Cowieson, Jay Panis, Scott Tarasuk or Jorge Aragon, T.K. Stonebridge Wealth Management, Manulife Securities Investment Services Inc. and/or Manulife Securities Insurance Inc. (Manulife Securities). The information in this communication is subject to change without notice.

Suitability Disclaimer: 

This material is not to be construed as an offer or solicitation. The securities mentioned may not necessarily be considered suitable investments for all clients. Contact your Investment Advisor to discuss your individual investment needs.